ME that's who.
Ok.. I will warn you this may turn into another self indulgent rant, in which case I whole heartily apologise. But I'm fairly sure that my friends and loved ones are sick to death of hearing about it.. so I thought I'd rant on here instead. Sorted.
As is well documented, I'm currently in a shite situation with regard to money. If I'm honest I'm just scraping by at the minute alright. I can pay my bills, I'm not in arrears with anything, meeting my commitments and generally managing to have an alright life really all things considering. But things are tight. Very tight. Mainly, admittedly, because I am trying my damned hardest to save every spare penny towards a car. Ok, ok... so this hardship is possibly fairly majorly self induced. At the moment, literally EVERY spare penny is going towards my car fund. This has meant I've sacrificed pretty much all of my spending money other than essentials and very very veeery occasion small treats... like my usual Mcdonalds breakfast before work. But even that is going to have to go now for reasons I'll explain in a bit.
But... I'm happy to say it's slowly but surely paying off. Car savings currently stand at..
£360.58 in the bank
£51.01 to come from an ebay sale (end of the week hopefully)
£92.52 work expenses (should get the cheque in the next week)
£46.58 transferring over from paypal as we speak, should clear by end of the week..
= £550.69
:D
But... I have a small problem. My previous budgets that I'd worked out to be able to save as much as I have over the past couple of weeks have not included one minor detail. The fact that I have the majority of my household bills going on at the beginning on September. *sigh*
If I can get past this coming week I'll be ok. Just about anyway. I just need to get to next friday. God this sucks. I have approximately £120 worth of bills going out before then. And guess how much income I have.. £150. Joy. So I have to go... *counts* 10 days, on £30. That's £3 a day. ooooooooooh fun! Considering I can easily spent £30 on a night out... and half that on ONE trip to the cinema... I'm going to be spending bugger all on anything for me. Food and the girls come first and it's tight as it is so it's going to have to be a case of I go without. Simple as.
Until next tuesday I actually don't have any spare money at all. I'm actually about 40p in debt to my savings at the moment because I had to but some essential food earlier. So I'm fairly screwed in that sense if anything comes up.
*Sar listens to the faint murmuring in the background...*
Yea. I know. I know exactly what you're thinking.
"Why the hell doesn't she use her savings?"
Well... simple (although maybe illogical) reason really. I don't want to. I have worked my ass off scrimping and saving to get the money that I have saved. It's been really, really really hard and to have as much as I do has been a massive achievement for me personally. I know it's not much by anyone's standards but it's a lot to me. Having nothing makes you value what you do have even more. If I use my savings now, it'll easily be frittered away, with a 'promise' to replace it....
I don't want that. I NEED a car. It's the only way I'm going to be able to drive (pun unintended) myself forward and get out of this rut. To give in now and use my savings will just put me further back. And god knows it's been difficult enough as it is. I'm not giving in now. Not now I've finally started making some headway.
Please don't get me wrong. If I need to, I will. But, if I can manage on what I have for the time being til things get better then that's what I'm going to do. I'm not giving up when I've come this far.
It's been really difficult up to now. So what's a little bit longer?
